Instantly’s Terms name card or direct debit as accepted payment methods, while its own help documentation names only Stripe, and neither invoice, purchase order, net-30, ACH, wire transfer, nor a W-9 appears anywhere; Apollo instead states net-30 terms in US dollars with ACH reserved for its Organization or Custom plans. Scope compared, criterion by criterion. Checked 7 September 2026.





Instantly’s Terms name card or direct debit as the accepted payment methods, while its own help documentation names only Stripe — a payment processor, not a method in the same sense. Neither page mentions an invoice, a purchase order, net-30 terms, ACH, wire transfer, or a W-9; fees are due in advance, at one and a half percent monthly late interest, with Enterprise priced only as “Custom.”
Apollo bills net-30 in US dollars under its own terms, at the same one and a half percent monthly late interest as Instantly charges, accepting major cards while excluding PayPal, Apple Pay, and Google Pay. ACH exists only for its Organization or Custom plans, granted on request, with purchase orders and a W-9 absent from what it publishes.
Instantly’s Terms shift all sales, use, and excise taxes onto the subscriber, excluding only Instantly’s own income tax, with no tax page, state, or nexus threshold published — billing offers only a Tax ID or VAT field. Apollo’s own terms, at section 4(c)(iv), do the same, excepting only taxes on Apollo’s own net income, with no tax policy page, state list, or calculation published either.
Instantly processes data on servers in the US without naming a region, and its own data processing addendum calls the product “not designed to be HIPAA or PCI DSS compliant,” citing SOC 2 Type 2 only for a sub-processor, not for Instantly itself. Apollo hosts in the US without naming a region either, claiming ISO/IEC 27001, SOC 2 Type II, and CASA Tier 2 for itself, though FedRAMP, StateRAMP, GovCloud, and a HIPAA agreement are just as absent from its pages.
Paying Instantly means trusting whichever of its two contradicting pages happens to be checked — Terms or help center — since neither offers an invoice route out. Paying Apollo means a clearer net-30 default, though ACH stays out of reach below its top two tiers, and a purchase order is never offered at any of them.
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